Mumbai vs Kolkata Cost of Living Comparison
Takeaway for Mumbai vs Kolkata: everyday costs favor Kolkata (~24% CPI gap), housing index favors Kolkata, wage stretch favors Kolkata. Use category winners, not a single headline, when the binding constraint is rent or income.
Overall Cost Winner
Kolkata
Lower overall CPI; largest measurable gaps: Salary (446% gap, Kolkata ahead); Utilities (74% gap, Kolkata ahead).
Monthly Cost Difference
Estimated monthly housing+utilities+internet basket is about $495 lower in Kolkata than in Mumbai (~70% gap; converted via exchange rates).
Estimated monthly difference: $495 (favoring Kolkata).
Category Winners
| Category | Winner | Note |
|---|---|---|
| Overall CPI | Kolkata | CPI 15.3 vs 20.1 (lower is better) |
| Housing | Kolkata | Rent index 5.5 vs 10.5 (lower is better) |
| Food | Kolkata | Groceries index 19 vs 24.2 (lower is better) |
| Transport | Mumbai | One-way ticket 20 vs 29.06 (lower is better) |
| Utilities | Kolkata | Utilities (85m²) 918.5 vs 3500 (lower is better) |
| Internet | Mumbai | Internet 800 vs 993.65 (lower is better) |
| Restaurants | Kolkata | Restaurant index 14 vs 18.5 (lower is better) |
| Salary | Kolkata | Avg net salary 300266 vs 55000 (higher is better) |
| Purchasing Power | Kolkata | PP index 58 vs 55 (higher is better) |
Biggest Difference
Salary: Kolkata leads with a 446% gap.
Avg net salary 300266 vs 55000 (higher is better)
Quick Decision
- Students: Kolkata — Lower housing / rent index (48% gap).
- Families: Kolkata — Housing is typically the largest household line; rent index favors Kolkata; purchasing power favors Kolkata.
- Remote Workers: Kolkata — Everyday cost index (CPI) favors Kolkata (~24% gap).
- Budget Living: Kolkata — Lowest overall consumer-price index in this pair.
Key Takeaways
- Kolkata is the overall cost winner on CPI (~24% lower everyday-cost index than Mumbai).
- Housing: Kolkata leads on rent index (48% gap).
- Food / groceries: Kolkata is lower (21% gap).
- Purchasing power: Kolkata scores higher (5% gap).
- Largest category gap: Salary (446%), favoring Kolkata.
- Sample monthly basket (1BR + utilities + internet) is ~$495 cheaper in Kolkata.
Analysis
Mumbai versus Kolkata is not a single number. With a 24% CPI spread, groceries and services tend to move with Kolkata, while housing follows Kolkata's rent index. Purchasing power (55 vs 58) decides whether local wages offset local prices.
Trust & data transparency
Last updated: 2026-08-11
Data Sources
This page uses CityCost index inputs. Platform sources (see also Data sources):
- Real
- Real
On-page labels for this view: Real · Real.
Methodology
Each indexed city is associated with a reference basket of common living costs (for example rent, groceries samples, transport tickets, utilities, restaurant meals, and net salary where available). From those items, the platform derives relative indices such as CPI, rent, groceries, restaurants, and local purchasing power, using New York City = 100 as the familiar baseline convention for relative comparison.