Osaka vs Surat Cost of Living Comparison

Takeaway for Osaka vs Surat: everyday costs favor Surat (~75% CPI gap), housing index favors Surat, wage stretch favors Osaka. Use category winners, not a single headline, when the binding constraint is rent or income.

Overall Cost Winner

Surat

Lower overall CPI; largest measurable gaps: Utilities (91% gap, Surat ahead); Internet (89% gap, Surat ahead).

Monthly Cost Difference

Estimated monthly housing+utilities+internet basket is about $798 lower in Surat than in Osaka (~82% gap; converted via exchange rates).

Estimated monthly difference: $798 (favoring Surat).

Category Winners

CategoryWinnerNote
Overall CPISuratCPI 14 vs 55.8 (lower is better)
HousingSuratRent index 4.5 vs 25 (lower is better)
FoodSuratGroceries index 17 vs 62 (lower is better)
TransportSuratOne-way ticket 27.85 vs 223.42 (lower is better)
UtilitiesSuratUtilities (85m²) 751.5 vs 8025 (lower is better)
InternetSuratInternet 905.98 vs 8089.2 (lower is better)
RestaurantsSuratRestaurant index 12.5 vs 35 (lower is better)
SalaryOsakaAvg net salary 945345 vs 331328 (higher is better)
Purchasing PowerOsakaPP index 95 vs 64 (higher is better)

Biggest Difference

Utilities: Surat leads with a 91% gap.

Utilities (85m²) 751.5 vs 8025 (lower is better)

Quick Decision

  • Students: Surat — Lower housing / rent index (82% gap).
  • Families: Surat — Housing is typically the largest household line; rent index favors Surat; purchasing power favors Osaka.
  • Remote Workers: Surat — Everyday cost index (CPI) favors Surat (~75% gap).
  • Budget Living: Surat — Lowest overall consumer-price index in this pair.

Key Takeaways

  • Surat is the overall cost winner on CPI (~75% lower everyday-cost index than Osaka).
  • Housing: Surat leads on rent index (82% gap).
  • Food / groceries: Surat is lower (73% gap).
  • Purchasing power: Osaka scores higher (33% gap).
  • Largest category gap: Utilities (91%), favoring Surat.
  • Sample monthly basket (1BR + utilities + internet) is ~$798 cheaper in Surat.

Analysis

Osaka versus Surat is not a single number. With a 75% CPI spread, groceries and services tend to move with Surat, while housing follows Surat's rent index. Purchasing power (95 vs 64) decides whether local wages offset local prices.

City pages

  • Osaka
  • Surat, Gujarat

Country pages

  • Japan
  • India

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Trust & data transparency

Last updated: 2026-08-11

Data Sources

This page uses CityCost index inputs. Platform sources (see also Data sources):

  • Real
  • Real

On-page labels for this view: Real · Real.

Methodology

Each indexed city is associated with a reference basket of common living costs (for example rent, groceries samples, transport tickets, utilities, restaurant meals, and net salary where available). From those items, the platform derives relative indices such as CPI, rent, groceries, restaurants, and local purchasing power, using New York City = 100 as the familiar baseline convention for relative comparison.

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