Bengaluru vs Chandigarh Cost of Living Comparison
Takeaway for Bengaluru vs Chandigarh: everyday costs favor Chandigarh (~12% CPI gap), housing index favors Chandigarh, wage stretch favors Bengaluru. Use category winners, not a single headline, when the binding constraint is rent or income.
Overall Cost Winner
Chandigarh
Lower overall CPI; largest measurable gaps: Salary (458% gap, Chandigarh ahead); Utilities (67% gap, Chandigarh ahead).
Monthly Cost Difference
Estimated monthly housing+utilities+internet basket is about $126 lower in Chandigarh than in Bengaluru (~37% gap; converted via exchange rates).
Estimated monthly difference: $126 (favoring Chandigarh).
Category Winners
| Category | Winner | Note |
|---|---|---|
| Overall CPI | Chandigarh | CPI 15.5 vs 17.7 (lower is better) |
| Housing | Chandigarh | Rent index 5.5 vs 7.5 (lower is better) |
| Food | Chandigarh | Groceries index 19 vs 22 (lower is better) |
| Transport | Chandigarh | One-way ticket 29.06 vs 30 (lower is better) |
| Utilities | Chandigarh | Utilities (85m²) 918.5 vs 2800 (lower is better) |
| Internet | Bengaluru | Internet 700 vs 993.65 (lower is better) |
| Restaurants | Chandigarh | Restaurant index 14 vs 16 (lower is better) |
| Salary | Chandigarh | Avg net salary 362390 vs 65000 (higher is better) |
| Purchasing Power | Bengaluru | PP index 72 vs 70 (higher is better) |
Biggest Difference
Salary: Chandigarh leads with a 458% gap.
Avg net salary 362390 vs 65000 (higher is better)
Quick Decision
- Students: Chandigarh — Lower housing / rent index (27% gap).
- Families: Chandigarh — Housing is typically the largest household line; rent index favors Chandigarh; purchasing power favors Bengaluru.
- Remote Workers: Chandigarh — Everyday cost index (CPI) favors Chandigarh (~12% gap).
- Budget Living: Chandigarh — Lowest overall consumer-price index in this pair.
Key Takeaways
- Chandigarh is the overall cost winner on CPI (~12% lower everyday-cost index than Bengaluru).
- Housing: Chandigarh leads on rent index (27% gap).
- Food / groceries: Chandigarh is lower (14% gap).
- Purchasing power: Bengaluru scores higher (3% gap).
- Largest category gap: Salary (458%), favoring Chandigarh.
- Sample monthly basket (1BR + utilities + internet) is ~$126 cheaper in Chandigarh.
Analysis
Bengaluru versus Chandigarh is not a single number. With a 12% CPI spread, groceries and services tend to move with Chandigarh, while housing follows Chandigarh's rent index. Purchasing power (72 vs 70) decides whether local wages offset local prices.
Trust & data transparency
Last updated: 2026-08-11
Data Sources
This page uses CityCost index inputs. Platform sources (see also Data sources):
- Real
- Real
On-page labels for this view: Real · Real.
Methodology
Each indexed city is associated with a reference basket of common living costs (for example rent, groceries samples, transport tickets, utilities, restaurant meals, and net salary where available). From those items, the platform derives relative indices such as CPI, rent, groceries, restaurants, and local purchasing power, using New York City = 100 as the familiar baseline convention for relative comparison.